Use Case

Mobile Money & Digital Wallets

Defeat SIM-swap account takeovers.

The Fraud Challenge

  • SIM-swaps hijack SMS OTPs, enabling full account control and rapid drains.
  • Agent collusion or malware on devices leads to unauthorized large transfers.
  • High-velocity P2P/business transactions attract rings using synthetic identities.

How Keverd Solves It

Deploy as sidecar or proxy—no SDK in the wallet app. Device fingerprinting creates persistent IDs from metadata (no reliance on phone number). Detects SIM-swap patterns (sudden device change post-login) and blocks in <45ms. Behavioral analysis flags velocity anomalies or mule-like patterns. Rules like "throttle if device score suspicious after recent SIM change." Covers USSD/webhook sessions via proxies. Metadata-only ensures compliance; dashboard alerts on attempts.

Expected Impact

Wallets processing billions in transactions cut SIM-swap/ATO incidents 80–90%. Reduced agent fraud, better user trust. Free for low-volume testing.

Protected Channels

Mobile app, USSD, WhatsApp business, API transfers.

Ready to protect your flows?

Safeguard mobile money flows—deploy infra-level protection free today.

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