Use Case

Cross-Border Remittance & Transfer Apps

Stop laundering and fake mules.

The Fraud Challenge

  • Fraudsters use mule accounts and layered transfers to launder funds via stablecoins or mobile money.
  • Business email compromise (BEC) and pig-butchering scams trick users into authorizing large remittances.
  • Proxies and dynamic IPs mask coordinated rings, bypassing IP-based velocity checks.

How Keverd Solves It

InfraGuard sits at your API gateway or proxy—intercepting transfer requests before they hit your backend. Device fingerprinting detects inconsistencies (e.g., mismatched headers/behavior indicating proxies) while intent scoring analyzes transactional patterns (unusual velocity, geo jumps, high-value from new devices). Rules flag anomalies like "block transfers >$500 from suspicious device clusters" or "challenge sessions with SIM-swap indicators." No PII or amount data processed—pure metadata. Multi-country coverage (38+ markets) with Africa-tuned models for common patterns (e.g., diaspora corridors). Deploy via Docker/Helm in <1 hour; dashboard shows blocked attempts and estimated saved losses.

Expected Impact

Remittance apps handling $500K–$5M/month reduce mule/ATO losses significantly (80–90% benchmark range). Lower chargebacks, faster legitimate transfers, higher trust. Free tier for PoC; scales to % protected volume for larger players.

Protected Channels

Web/API transfers, WhatsApp-initiated sends, mobile app flows.

Ready to protect your flows?

Protect every remittance dollar—start free and stop fraud upstream.

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