Use Case
Digital Lending & BNPL
Detect sleeper ID fraud rings.
The Fraud Challenge
- Recycled identities for multiple loans.
- Straw borrowers and post-approval ATO.
- Velocity spikes in high-demand periods.
How Keverd Solves It
Sidecar scoring flags suspicious borrowing patterns. Device continuity prevents hijacks. Rules throttle risky disbursements.
Expected Impact
80%+ reduction in layered fraud. Faster approvals for legit users.
Protected Channels
API loan requests, web/app flows.
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